CALIFORNIA PRIVACY NOTICE
This California Privacy Notice supplements the Privacy Notice with respect to specific rights granted under the California Consumer Privacy Act of 2018, as amended (the “CCPA”) to natural person California residents and provides information regarding how such California residents can exercise their rights under the CCPA. This supplement is only relevant to you if you are a resident of California as determined in accordance with the CCPA. Information required to be disclosed to California residents under the CCPA regarding the collection of their personal information that is not set forth in this CCPA supplement is otherwise set forth in the Privacy Notice. To the extent there is any conflict with the privacy requirements under the Gramm-Leach-Bliley Act and/or Regulation S-P (“GLB Rights”), GLB Rights shall apply.
WHAT DOES THIS CALIFORNIA PRIVACY NOTICE APPLY TO?
This California Privacy Notice applies to your interactions with us through our Website and in the provision of our Services to you.
WHAT INFORMATION DO WE COLLECT ABOUT YOU?
The types of personal information we collect about you depends on the nature of your interaction with us. The categories of personal information we have collected from individuals on this Website and in the provision of our Services over the last twelve (12) months include the following:
Category
Examples
Collected
A. Identifiers
Name, email addresses
YES
B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))
Telephone numbers
YES
C. Protected classification characteristics under California or federal law
Date of birth, citizenship and birthplace.
NO
D. Commercial information
Commercial information, including records of products or services purchased, obtained, or considered, and other purchasing or consuming histories or tendencies
NO
E. Biometric information
Imagery of the iris, retina, fingerprint, face, hand, palm, vein patterns and voice recordings or keystroke patterns or rhythms, gait patterns or rhythms, and sleep, health, or exercise data that contains identifying information.
NO
F. Internet or other similar network activity
Information you provide to us when you correspond with us in relation to inquiries.
YES
G. Geolocation data
Physical location or movements.
NO
H. Sensory data
Audio, electronic, visual, thermal, olfactory, or similar information.
NO
I. Professional or employment-related information
Current or past job history or performance evaluations.
NO
J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99))
Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.
NO
K. Inferences drawn from other personal information
Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.
NO
L. Sensitive Personal Information (see further information on use of sensitive personal information below)
Social security, driver’s license, state identification card, or passport numbers; account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account; precise geolocation; racial or ethnic origin; religious or philosophical beliefs; union membership; genetic data; the contents of a consumer’s mail, email, and text messages unless you are the intended recipient of the communication; biometric information for the purpose of uniquely identifying a consumer; and personal information collected and analyzed concerning a consumer’s health, sex life, or sexual orientation.
NO.
We do not knowingly collect or solicit personal information from anyone under the age of 18.
We do not collect or use sensitive personal information other than:
To perform services, or provide goods, as would reasonably be expected by an average consumer who requests those goods or services;
As reasonably necessary and proportionate to detect security incidents that compromise the availability, authenticity, integrity, and confidentiality of stored or transmitted personal information;
As reasonably necessary and proportionate to resist malicious, deceptive, fraudulent, or illegal actions directed at us and to prosecute those responsible for such actions;
For short-term, transient use (but not in a manner that discloses such information to another third party or is used to build a profile of you or otherwise alter your experience outside of your current interaction with us);
To perform services on behalf of our business;
To verify or maintain the quality or safety of a service or to improve, upgrade, or enhance such service or device; and
To collect or process sensitive personal information where such collection or processing is not for the purpose of inferring characteristics about a consumer.
HOW DO WE USE YOUR PERSONAL INFORMATION?
We collect personal information for the business or commercial purposes and from the sources set forth in “ HOW WE USE YOUR PERSONAL INFORMATION” and “ SOURCES OF INFORMATION” respectively, in the Privacy Notice above. We retain the categories of personal information set forth above in the “ WHAT INFORMATION DO WE COLLECT ABOUT YOU?” section of this California Privacy Notice only as long as is reasonably necessary for those purposes set forth above in “ HOW WE USE YOUR PERSONAL INFORMATION”, except as may be required under applicable law, court order or government regulations.
WHO DO WE DISCLOSE YOUR PERSONAL INFORMATION TO?
We do not share (i.e., disclose to a third party for the purpose of cross-context behavioral advertising) or sell (as such terms are defined in the CCPA) any of the personal information we collect about you to third parties.
Within the last twelve (12) months, we have disclosed personal information collected in connection with this Website or in the provision of our Services for a business purpose to the categories of third parties indicated in the chart below. We may also disclose your information to other parties as may be required by law or regulation, or in response to regulatory inquiries.
Personal Information Category
Category of Third-Party Recipients
A. Identifiers
Our clients, our service providers, administrators, lenders, banks, auditors, law firms, governmental agencies or pursuant to legal process, self-regulatory organizations, consultants and placement agents.
B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))
Our clients, our service providers , administrators, lenders, banks, auditors, law firms, governmental agencies or pursuant to legal process, self-regulatory organizations, consultants and placement agents.
C. Protected classification characteristics under California or federal law
N/A
D. Commercial information
N/A
E. Biometric information
N/A
F. Internet or other similar network activity
Our clients, our service providers, administrators, law firms, governmental agencies or pursuant to legal process, consultants and placement agents.
G. Geolocation data
N/A
H. Sensory data
N/A
I. Professional or employment-related information
N/A
J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99))
N/A
K. Inferences drawn from other personal information
N/A
L. Sensitive Personal Information
Our clients, our service providers, administrators, law firms, governmental agencies or pursuant to legal process, consultants and placement agents.
HOW DO WE KEEP YOUR PERSONAL INFORMATION SECURE?
We consider the protection of personal information to be a sound business practice, and to that end we employ appropriate organizational, physical, technical and procedural safeguards, which seek to protect your personal information in our possession or under our control to the extent possible from unauthorized access and improper use.
YOUR RIGHTS UNDER THE CCPA
Deletion Rights: You have the right to request that we delete any of your personal information that we retain, subject to certain exceptions, including, but not limited to, our compliance with U.S., state, local and non-U.S. laws, rules and regulations. We will notify you in writing if we cannot comply with a specific request and provide an explanation of the reasons.
Disclosure and Access Rights: You have the right to request that we disclose to you certain information regarding our collection, use, disclosure and sale of personal information specific to you. Such information includes:
the categories of personal information we collected about you;
the categories of sources from which the personal information is collected;
our business or commercial purpose for collecting such personal information;
the categories of third parties to whom we disclose the personal information;
the specific pieces of personal information we have collected about you; and
whether we disclosed your personal information to a third party, and, if so, the categories of personal information that each recipient obtained.
Correction Right: You have the right to request that we correct any inaccuracies in the personal information that we retain, subject to certain statutory exceptions, including, but not limited to, our compliance with U.S., state, local and non-U.S. laws, rules and regulations. We will notify you in writing if we cannot comply with a specific request and provide an explanation of the reasons.
No Discrimination: We will not discriminate against you for exercising your rights under the CCPA, including by denying service, suggesting that you will receive, or charging, different rates for services or suggesting that you will receive, or providing, a different level or quality of service to you.
How to Exercise Your Rights: To exercise any of your rights under the CCPA, or to access this notice in an alternative format, please submit a request on your behalf using any of the methods set forth in the “ CONTACT US” section below.
CONTACT US
For any requests relating to the exercise of your rights under the CCPA, or questions regarding our processing of your personal information, please submit or have your authorized representative submit a request using any of the methods set forth below.
Call us using the following toll-free number: 888-747-8099.
Submit a request online using the following online form: Laurel Insights Privacy Request Form
Email us at the following email address: privacy@laurelinsights.com.
We will contact you to confirm receipt of your request under the CCPA and request any additional information necessary to verify your request. We verify requests by matching information provided in connection with your request to information contained in our records. Depending on the sensitivity of the request and the varying levels of risk in responding to such requests (for example, the risk of responding to fraudulent or malicious requests), we may request further information in order to verify your request. You may designate an authorized agent to make a request under the CCPA on your behalf, provided that you provide a signed agreement verifying such authorized agent’s authority to make requests on your behalf, and we may verify such authorized person’s identity using the procedures above. If we request you verify your request and we do not receive your response, we will pause processing your request until such verification is received.
Please contact privacy@laurelinsights.com with any questions about this California Privacy Notice.